Apply for Quick Cash Loans Today!

Loans up to $5000 over 3-36 months

Available to apply 24/7



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How it Works?


  • Loan Picture

    Complete the Application Form

    Fill in the simple application form with all of your personal details and financial income/outgoings

  • Loan Picture

    Wait 60 Seconds

    While you wait 60 seconds we will search the market for you and find a suitable loan provider

  • Loan Picture

    Receive Your Money

    Once you have been accepted and agreed your loan, the provider will then release the funds into your account

Loan Examples

  • Small Loans

  • Medium Loans
  • Large Loans
Loan amount
$300 - $2,000
Terms
12 months (minimum)
12 months (maximum)
Costs
20% upfront establishment fee + 4% monthly fee.
Example
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %. The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. The minimum and maximum loan term is 12 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Loan amount
$2,001 - $4,600
Terms
13 months (minimum) 24 months (maximum)
Costs
48% Annual Percentage Rate (APR)
67.41% Comparison Rate p.a..
Example
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principal Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.


The Annual Percentage Rate (APR) for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. The minimum loan term is 13 months and the maximum loan term is 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

Loan amount
$5,000 - $10,000
Terms
13 months (minimum)
24 months (maximum)
Costs
21.24% Annual Percentage Rate (APR)
48% Comparison Rate p.a.
Example
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principal Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.


The Annual Percentage Rate (APR) for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. The minimum loan term is 13 months and the maximum loan term is 24 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.

457 Australia

Just Who Are 457 Australia?

At 457 Australia, we strive to connect you with a lender that can provide you with exactly what you want, sometimes in as little as 24 hours. 457 Australia was founded to assist Australians in obtaining payday loans and receiving payday cash loans when they are in need. You simply need to complete out one easy application with 457 Australia to get a real payday loan that you can return within a month, a short term loan of up to a year, or even a lengthier loan. Through cutting-edge technology, we then connect our consumers with a lender who can satisfy their demands, always working to put the customer first in all procedures.

We also recognise that when it comes to emergency payday loans, speed is of the utmost, and many traditional lender-finding agencies will put you through a lengthy procedure before making a decision. With each application, we are absolutely transparent and honest. If authorised by a lender, you will be able to see the estimated amount of money you will need to return by filling out our online application form. Our team has years of expertise assisting consumers in financial need and delivering emergency payday loans in a quick and efficient manner.

How Do The Loans Work?

There are many types of cash loans available in Australia. Most are capped at twenty percent of the loan amount and four percent per month. The amount of these fees can vary, however. Some lenders will charge as much as ten percent of the loan amount and two percent monthly fees. Others have a fixed rate of 47.8%. It is wise to compare all of the different costs before making a final decision.

Why Should You Use 457 Australia?

We are proud to offer a totally transparent money lending service, and we make certain that all of our clients' best interests are matched with the finest cash advance lenders, ensuring that there are no unpleasant surprises or hidden expenses. While there are many alternative lender-finding services for payday loans in Australia, 457 Australia stands out because we treat each application individually.

We want every application to feel secure in the knowledge that our payday loans online service will consider your affordability while locating lenders, ensuring that you will be able to make payments without getting into debt. If we can show that you can afford the line of credit you're asking for, we'll be able to make a more informed choice. Please contact your lender before completing an application if you are unsure about your capacity to repay the loan on time or in full.

Flexible Repayment Plans

Our partner providers' online personal loans are recognised for their flexibility in terms of repayment. This assures that you won't have any difficulties handling your payments in the future. 

You may submit an application at any time of the day or night using our online application form. All you have to do is pick the amount of fast payday loans you want to borrow, which ranges from $100 to $5000. If you want a certain figure, you may also customise the amount. You may then choose how long you want to borrow for, and the figures on the screen will alter to reflect your choice. This means you may customise the loan to your specific needs and strike a comfortable balance.

Are You Eligible For a Loan at 457 Australia?

The first step in applying for a cash loan is to assess your eligibility for the loan. There are a few requirements that you will have to meet in order to be considered for this type of loan. You must be:

  • at least 18 years of age and a permanent resident of Australia
  • You must have an active checking account or savings account with a minimum balance of $500
  • You must be employed or be on Centrelink payments to qualify for a cash loan
  • Less than 50% of your income must come from Cetrelink payments

There are many different types of lenders available to you. Some are willing to work with people who have poor credit histories. You may have a debt agreement or be bankrupt. However, you can still apply for a cash loan if you have a poor financial history. You can always apply for a small loan to get the ball rolling and then borrow more money when you have improved your situation.

A personal loan repayment calculator is helpful in determining how much you can borrow and how much you can afford. You can find out the interest rate and fees by comparing different lenders online. You can then decide which is the best option for you.

How to Apply for a Loan at 457 Australia

To send in an application, just make sure to follow these steps:

Step 1: Complete the Quick & Easy Online Application Form

Simply scroll to the top of the page to begin the application process and then click the apply button. The application form will then be provided to you, which may be completed entirely online. Make sure to include all of your important financial and personal information while filling out the form. After you've completed all of the required fields, click "submit."

Step 2:We Will Assess The Application

Our clients will proceed with the loan evaluation once the application has been delivered to us. You will be contacted as soon as they have made their choice. If you submit your application during business hours, you may anticipate a response within an hour. While this isn't a quick approval procedure, it's quite near.

Step 3: Get Ready To Receive The Funds

Expect to get the loan contract once you've been accepted. Make care you read the contract thoroughly. You should only return the contract to us once you're satisfied with the loan terms. Expect to get the loan cash shortly after that. If your bank is NPP-enabled, the money might be ready for you to spend in as little as a minute after you approve your loan contract.